Credit union · NCUA insured
WeStreet Credit Union Auto Loan Rates
WeStreet Credit Union auto loans start at 5.54% APR for a new vehicle and 5.54% for a used one. Rates checked October 15, 2026.
How WeStreet Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where WeStreet Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WeStreet Credit Union
5.54%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
WeStreet Credit Union auto loan score
72
Auto loan score
Higher than 30% of U.S. banks and credit unions
- New vehicleNew5.54%
- Used vehicleUsed5.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WeStreet Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
WeStreet Federal Credit Union eligibility and membership required. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. Rate and term based on creditworthiness, amount financed, and age of vehicle/collateral. Relationship discounts are not available.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 5.54% | Interest rate as low as 5.54%. Complete financing option including tag, title, and tax. Up to 100% financing available. |
| up to 36 months | 5.54% | Interest rate as low as 5.54%. Example payment $31.00 per $1,000. |
| up to 48 months | 5.54% | Interest rate as low as 5.54%. Example payment $24.00 per $1,000. |
| up to 60 months | 5.54% | Interest rate as low as 5.54%. Example payment $20.00 per $1,000. |
| up to 72 months | 5.59% | Interest rate as low as 5.59%. Example payment $17.00 per $1,000. |
| up to 78 months | 5.59% | Interest rate as low as 5.59%. Minimum loan amount $12,000. Example payment $16.00 per $1,000. |
| up to 84 months | 5.84% | Interest rate as low as 5.84%. Minimum loan amount $20,000. Example payment $15.00 per $1,000. |
Auto Refinance
WeStreet Federal Credit Union eligibility and membership required. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. Rate and term based on creditworthiness, amount financed, and collateral.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.74% | Interest rate as low as 5.74%. No early termination fee. |
Sources (1)
- westreet.org/auto-refinance · captured Oct 5, 2026
Motorcycle Loan
WeStreet Federal Credit Union eligibility and membership required. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. Rate and term based on creditworthiness, amount financed, and collateral.
| Terms | APR | Conditions |
|---|---|---|
| 48–60 months | 8.25% | Interest rate as low as 8.25%. Same day approval. |
| up to 48 months | 8.25% | Interest rate as low as 8.25%. Example payment $24.54 per $1,000. |
| up to 60 months | 8.75% | Interest rate as low as 8.75%. Example payment $20.64 per $1,000. |
| up to 120 months | 9.25% | Interest rate as low as 9.25%. Example payment $12.81 per $1,000. |
| up to 144 months | 10.00% | Interest rate as low as 10.00%. Example payment $11.96 per $1,000. |
| up to 180 months | 10.75% | Interest rate as low as 10.75%. Example payment $11.22 per $1,000. |
Who can join WeStreet Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, learn, or worship in the communities of Tulsa, Cherokee, Creek, Mayes, Muskogee, Okmulgee, Osage, Pawnee, Rogers, Wagoner, or Washington.
Cost to join
- Opening a Share Savings Account with a minimum $5 deposit establishes membership in WeStreet.
Membership information collected October 4, 2026.