Credit union · NCUA insured
WesTex Community Credit Union
A $233.4M credit union headquartered in Kermit, TX, with 17,037 members and 4 branches in Texas. Best rates: CDs 3.96% APY.
WesTex Community Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#1 of 1 in Town of Pecos, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WesTex Community Credit Union
- Headquarters
- 200 E Austin St, Kermit, TX 79745
- NCUA charter
- 67915
Branches
4 branches in Texas
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Texas
4 branches
Kermit area · 1
- WesTex Community Credit UnionMain office200 E Austin St, Kermit, TX 79745Directions
Alpine area · 1
- WesTex Community Credit Union608 W Avenue E, Alpine, TX 79830Directions
Monahans area · 1
- WesTex Community Credit Union301 S Main Ave, Monahans, TX 79756Directions
Town of Pecos area · 1
- WesTex Community Credit Union268 Raul Florez Blvd, Pecos, TX 79772Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.44% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.63% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio15.44%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.63%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WesTex Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.