Bank · FDIC insured
West Plains Bank and Trust Company
A $767.9M bank headquartered in West Plains, MO, with 7 branches in Missouri.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Plains Bank and Trust Company
- Headquarters
- 11 Court Sq, West Plains, MO 65775
- FDIC certificate
- 15489 ↗
Branches
7 branches in Missouri
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Missouri
7 branches
West Plains area · 4
- West Plains Bank and Trust CompanyMain office11 Court Sq, West Plains, MO 65775Directions
- Bradford Branch301 N Kentucky Ave, West Plains, MO 65775Directions
- Drive-In Branch318 W Broadway St, West Plains, MO 65775Directions
- Porter Wagoner Branch1601 Porter Wagoner Blvd, West Plains, MO 65775Directions
Houston area · 1
- Houston Branch1473 S Sam Houston Blvd, Houston, MO 65483Directions
Mountain View area · 1
- Mountain View Branch607 N Elm St, Mountain View, MO 65548Directions
Willow Springs area · 1
- Willow Springs Branch708 E Main St, Willow Springs, MO 65793Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.45% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.73% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio8.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.45%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.73%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Plains Bank and Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.