Credit union · NCUA insured
Wellby Financial Credit Card Rates
Top CarrotWellby Financial credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wellby Financial’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Wellby Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wellby Financial
7.90%APR
- Annual fee
- None
- Up to
- 15.90% APR
Wellby Visa Platinum Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
Wellby Financial credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wellby Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Wellby Visa Platinum Card
Must be at least 18 years of age. Credit approval and criteria apply. Qualifying rates based on credit score and normal lending criteria. No over-limit fees or penalty rate increases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90%–15.90% | None | Subject to credit approval. Qualifying rates may be based on a combination of credit score and other normal lending criteria. $0 balance transfer fee. |
Sources (2)
All captured Oct 6, 2026
Who can join Wellby Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.