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Credit union · NCUA insured

Welcome Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 94Top Carrot

Welcome Federal Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Welcome Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Raleigh, NC, where Welcome Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 94

    This credit union’s lowest

    Welcome Federal Credit Union

    11.74%APR

    Up to
    —

    Credit Cards

  • Top Carrot, Carrot Score 87

    Lowest rate

    Summit Credit Union

    8.95%APR

    Up to
    16.95% APR

    Summit Credit Union rates

  • Top Carrot, Carrot Score 98

    2nd-lowest rate

    ElecTel Cooperative Federal Credit Union

    9.90%APR

    Up to
    —

    ElecTel Cooperative Federal Credit Union rates

Compare credit card rates near you →

Welcome Federal Credit Union credit card score

75

Credit card score

Higher than 38% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Welcome Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Welcome Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Welcome Federal Credit Union overview