Credit union · NCUA insured
Wabellco Federal Credit Union Auto Loan Rates
Wabellco Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 6.55% for a used one. Rates checked October 16, 2026.
How Wabellco Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Wabellco Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Wabellco Federal Credit Union
5.25%APR
- Terms
- up to 72 months
- Discount
- None included
New Vehicle SPECIAL
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Wabellco Federal Credit Union auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed6.55%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wabellco Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Must be a Wabellco FCU member at the time of application. All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan. Trade-In Value is the lesser of cash price or JD Power value.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 6.05% | 2024-2026 Models. Trade-In Value up to $70,000. |
| 12–60 months | 6.15% | Trade-In Value up to $70,000 (lesser of cash price or JD Power value). |
| up to 72 months | 6.25% | Trade-In Value / Value of the Vehicle must be $35,000 - $70,000. |
New Vehicle SPECIAL
Available for New Loans Only. Limited Time Only. Must be a Wabellco FCU member at the time of application. All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title. First title or purchased no more than 1 year prior to application date. Lesser of cash price or JD Power value.
| Terms | APR | Conditions |
|---|---|---|
| 12–48 months | 5.05% | 2024-Newer. New Loans Only. |
| 12–60 months | 5.15% | 2024-Newer. New Loans Only. |
| up to 72 months | 5.25% | New Loans Only. $35,000 minimum, $70,000 maximum. |
| up to 84 months | 5.75% | New Loans Only. $40,000 minimum. First title or purchased no more than 1 year prior to application date. Lesser of cash price or JD Power value. |
Used Vehicle Loans
Must be a Wabellco FCU member at the time of application. All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| 12–72 months | 6.55% | 2021-2024 Models. For 6 Years term, Value of the Vehicle must be $40,000 - $60,000 ($60,000 maximum). |
| 12–48 months | 7.55% | 2016 to 2020 Models, $35,000 maximum. |
| 12–48 months | 11.99% | 2011-2015-Older Models, $35,000 maximum. Loan value is 80% of lesser of cash price or JD Power value. Must be secured by a title. |
Who can join Wabellco Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, worship, or go to school in, and businesses and other entities in the City of Washington and various Washington County Townships or Boroughs.
Employers and groups
- Membership is open to employees or retirees (and members) of select employer and group partners, including AT&T, Verizon, Lucent Technologies, Inc., Canonsburg General Hospital, R.G. Johnson Company, Inc., Washington Penn Plastics, Inc., Caterpillar, Inc., Typographical Union #456, Job-Fab, Inc., SKC, Inc., Murphy Family, Inc., South Franklin VFD, and Teamsters Union #585.
Family and household
- Membership is open to family members of employees or retirees of qualifying partner groups and employers.
Membership information collected October 5, 2026.