Credit union · NCUA insured
Visionary Federal Credit Union Auto Loan Rates
Visionary Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Visionary Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Visionary Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Visionary Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle – 2025 and Newer
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Visionary Federal Credit Union auto loan score
85
Auto loan score
Higher than 70% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Visionary Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle – 2025 and Newer
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice. |
| 61–72 months | 4.99% | Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice. |
Sources (1)
- visionaryfcu.org/resources/rates · captured Oct 16, 2026
Used Vehicle 2019 – 2020
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.75% | Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice. |
Sources (1)
- visionaryfcu.org/resources/rates · captured Oct 16, 2026
Used Vehicle – 2021 – 2023
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice. |
Sources (1)
- visionaryfcu.org/resources/rates · captured Oct 16, 2026
Used Vehicle – 2024 – 2026
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice. |
Sources (1)
- visionaryfcu.org/resources/rates · captured Oct 16, 2026
Who can join Visionary Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or attend school in Allegheny County, PA.
Family and household
- Membership is open to family members of existing members, including spouses, children, grandchildren, grandparents, siblings, aunts, uncles, nieces, nephews, cousins, and step-relatives.
Membership information collected October 5, 2026.