Credit union · NCUA insured
Varex Federal Credit Union Auto Loan Rates
Top CarrotVarex Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 22, 2026.
How Varex Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Varex Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Varex Federal Credit Union
3.99%APR
- Terms
- up to 60 months
New & Used Vehicles
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
Varex Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Varex Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles
Rates apply to new loans only. Rates disclosed are for 'A' credit bureau scores; rates may be higher with 'B-D' credit scores. Add 1% for model year 2021. Add 2% for model year 2020. Rates for autos older than 10 years will be based on the condition of the auto. Loan to Value for Autos is maximum of 110% LTV. New Auto/Truck: 100% financing including tax/license, maximum $70,000. Used Vehicle: 2021 and newer models up to 100% of NADA Retail, maximum $70,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.99% | Model Year 2022 - 2027. |
| up to 72 months | 4.59% | Model Year 2022 - 2027. |
| up to 84 months | 4.99% | Model Year 2022 - 2027. |
| up to 96 months | 6.99% | Model Year 2022 - 2027. Conditions apply, contact credit union for details. |
Sources (5)
- varexfederalcu.net
- varexfederalcu.net/consumerLoans.asp
- varexfederalcu.net/lending.asp
- varexfederalcu.net/rates.asp
- varexfederalcu.net/autoRates.asp
All captured Oct 22, 2026
New and Used Motorcycle
New Motorcycle: 100% of purchase price including tax/license, maximum $35,000. Used Motorcycle: 2021 and newer models - up to 100% of NADA Retail, maximum $25,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Model Year 2022 - 2027. Conditions apply. |
| up to 72 months | 6.99% | Model Year 2022 - 2027. |
| up to 84 months | 7.99% | Model Year 2022 - 2027. |
Sources (3)
All captured Oct 22, 2026
Who can join Varex Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Varex Federal Credit Union.
- Membership is open to people who work in Varex Imaging buildings as employees of companies that provide service to Varex Imaging.
- Membership is open to employees of Varex Imaging and their immediate family.
- Membership is open to retirees of Varex Imaging and their immediate family.
Family and household
- Membership is open to immediate family members of existing credit union members.
Other ways
- Membership is open to organizations and associations of credit union members.
Membership information collected October 4, 2026.