Credit union · NCUA insured
Vantage Trust Federal Credit Union
A $48M credit union headquartered in Wilkes-Barre, PA, with 5,048 members and 3 branches in Pennsylvania. Best rates: savings 0.01% APY.
Vantage Trust Federal Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#20 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vantage Trust Federal Credit Union
Vantage Trust Federal Credit Union is a credit union headquartered in Wilkes Barre, Pennsylvania.
- Headquarters
- 247 Wilkes Barre Township Blvd, Wilkes-Barre, PA 18702-6705
- NCUA charter
- 5867
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Luzerne County is eligible to join.
Employers and groups
- Employees of any of the credit union's select employee groups are eligible to join.
Family and household
- Immediate and extended family members related by blood or marriage to an existing member are eligible to join.
Cost to join
- Membership requires opening a Share Savings Account with a minimum deposit of $5.00.
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Main OfficeMain office247 Wilkes-Barre Township Blvd, Wilkes-Barre, PA 18702Directions
- Nanticoke Branch158 S Market St, Nanticoke, PA 18634Directions
- Pittston Area High School5 Stout St, Yatesville, PA 18640Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.23% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $33 | $59 | — |
- CapitalNet worth ratio7.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.23%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$33Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vantage Trust Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.