Bank · FDIC insured
Valley
A $66.2B bank, the 43rd largest of 4,207, headquartered in Passaic, NJ, with 228 branches in 6 states. Best rates: CDs 4.10% and savings 0.05% APY.
Valley Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Valley
- Headquarters
- 615 Main Ave, Passaic, NJ 07055
- FDIC certificate
- 9396 ↗
Branches
228 branches in 6 states
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New Jersey
126 branchesFlorida
42 branchesNew York
41 branches
- 18th Avenue Branch6117 18th Ave, Brooklyn, NY 11204Directions
- Avenue J Branch1505 Avenue J, Brooklyn, NY 11230Directions
- Avenue U Branch2902 Avenue U, Brooklyn, NY 11229Directions
- Bay Ridge Branch7726 3rd Ave, Brooklyn, NY 11209Directions
- Bensonhurst Branch2054 86th St, Brooklyn, NY 11214Directions
- Boro Park Branch4501 13th Ave, Brooklyn, NY 11219Directions
- Brighton Beach207 Brighton Beach Ave, Brooklyn, NY 11235Directions
- Sheepshead Branch1633 Sheepshead Bay Rd, Brooklyn, NY 11235Directions
- Farmingdale Branch27 Smith St, Farmingdale, NY 11735Directions
- County Seat Branch1050 Franklin Ave, Garden City, NY 11530Directions
- Garden City South Branch339 Nassau Blvd, Garden City South, NY 11530Directions
- Hauppauge Branch740 Veterans Memorial Hwy, Hauppauge, NY 11788Directions
- Macarthur Branch4250 Veterans Memorial Hwy, Holbrook, NY 11741Directions
- Huntington Branch580 East Jericho Tpke, Huntington Township, NY 11746Directions
- Jericho Branch501 N Broadway, Jericho, NY 11753Directions
- Kew Gardens Branch7609 Main St, Kew Gardens Hills, NY 11367Directions
- Downtown Mamaroneck Branch305 Mamaroneck Ave, Mamaroneck, NY 10543Directions
- Middle Village Branch6920 80th St, Middle Village, NY 11379Directions
- Mt. Krisco Branch51 S Moger Ave, Mount Kisco, NY 10549Directions
- New Hyde Park Branch699 Hillside Ave, New Hyde Park, NY 11040Directions
- 3rd Ave Branch1569 3rd Ave, New York, NY 10128Directions
- 8th Ave Branch159 8th Avenue, New York, NY 10011Directions
- Broadway Branch450 Broadway, New York, NY 10013Directions
- Canal Branch151 Canal St, New York, NY 10002Directions
- Chelsea Branch924 Broadway, New York, NY 10010Directions
- Fifth Avenue Branch281 5th Ave, New York, NY 10016Directions
- Madison Avenue Branch100 Park Ave, New York, NY 10017Directions
- Midtown Branch71 W 47th St, New York, NY 10036Directions
- Second Avenue Ny Branch1328 2nd Ave, New York, NY 10021Directions
- Sixth Avenue Branch1040 Avenue Of The Americas, New York City, NY 10018Directions
- Ossining Branch Office240 S Highland Ave, Ossining, NY 10562Directions
- Oyster Bay Branch135 South St, Oyster Bay, NY 11771Directions
- Ozone Park Branch10701 Liberty Ave, Ozone Park, NY 11417Directions
- Port Washington Branch960 Port Washington Blvd, Port Washington, NY 11050Directions
- Rego Park Branch9405 63rd Dr, Rego Park, NY 11374Directions
- Rockville Center41 Front St, Rockville Centre, NY 11570Directions
- Staten Island Branch1731 Victory Boulevard, Staten Island, NY 10314Directions
- Thornwood Branch994 Broadway, Thornwood, NY 10594Directions
- Westbury Branch1055 Old Country Rd, Westbury, NY 11590Directions
- White Plains Branch464 Mamaroneck Ave, White Plains, NY 10605Directions
- The Bank Of Westchester Mo Branch1900 Central Park Ave, Yonkers, NY 10710Directions
Alabama
15 branchesCalifornia
3 branchesIllinois
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.25% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.91% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.08% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $97 | $85 | — |
- CapitalLeverage ratio10.25%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.91%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$97Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Valley are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.