Bank · FDIC insured
Valley
A $66.2B bank, the 43rd largest of 4,207, headquartered in Passaic, NJ, with 228 branches in 6 states. Best rates: CDs 4.10% and savings 0.05% APY.
Valley Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#135 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Valley
- Headquarters
- 615 Main Ave, Passaic, NJ 07055
- FDIC certificate
- 9396 ↗
Branches
228 branches in 6 states
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New Jersey
126 branchesFlorida
42 branches
Miami area · 13
- Aventura Branch19027 Biscayne Blvd, Aventura, FL 33180Directions
- Boca Raton Branch1000 N Federal Hwy, Boca Raton, FL 33432Directions
- Coral Gables Branch2121 Ponce De Leon Blvd, Coral Gables, FL 33134Directions
- Doral Branch8484 Nw 36th St, Doral, FL 33166Directions
- Fort Lauderdale Branch301 E Las Olas Blvd, Fort Lauderdale, FL 33301Directions
- Admirals Cove Branch200 Admirals Cove Blvd, Jupiter, FL 33477Directions
- Jupiter Branch185 E. Indiantown Road, Unit 101, 102 And 103, Jupiter, FL 33477Directions
- Brickell Branch1001 Brickell Bay Dr, Miami, FL 33131Directions
- North Miami Beach Branch15801 Biscayne Blvd, North Miami Beach, FL 33160Directions
- Pga Office11811 Us 1, North Palm Beach, FL 33408Directions
- Palm Beach Branch335 S County Rd, Palm Beach, FL 33480Directions
- Pembroke Pines1 Sw 129th Ave, Pembroke Pines, FL 33027Directions
- West Palm Beach Branch307 Evernia St, West Palm Beach, FL 33401Directions
Tampa area · 12
- Belleair Bluffs Branch2781 West Bay Dr, Belleair Bluffs, FL 33770Directions
- Brandon Branch668 Oakfield Dr, Brandon, FL 33511Directions
- Clearwater Branch1617 Gulf To Bay Blvd, Clearwater, FL 33755Directions
- Countryside Branch2571 Countryside Blvd, Clearwater, FL 33761Directions
- East Bay Branch1125 East Bay Dr, Largo, FL 33770Directions
- 4th Street Branch1840 4th St N, St. Petersburg, FL 33704Directions
- Carrollwood Branch3702 W Bearss Ave, Tampa, FL 33618Directions
- Downtown Tampa Branch113 E Whiting St, Tampa, FL 33602Directions
- South Tampa Branch1921 S Dale Mabry Hwy, Tampa, FL 33629Directions
- Westshore Branch405 N West Shore Blvd, Tampa, FL 33609Directions
- Ybor City Branch2028 E 7th Ave, Tampa, FL 33605Directions
- Tarpon Springs Branch710 E Tarpon Ave, Tarpon Springs, FL 34689Directions
Orlando area · 6
- Heathrow Branch1200 S International Pkwy, Heathrow, FL 32746Directions
- Dr. Phillips Office Branch7625 W Sand Lake Rd, Orlando, FL 32819Directions
- Orlando Branch450 S Orange Ave, Orlando, FL 32801Directions
- Hamlin Groves Branch16026 New Independence Pkwy, Winter Garden, FL 34787Directions
- Winter Park Branch1720 Lee Rd, Winter Park, FL 32789Directions
- Winter Park Ii Branch200 E New England Ave, Winter Park, FL 32789Directions
Cape Coral area · 3
- Bonita Springs Branch9160 Bonita Beach Rd Se, Bonita Springs, FL 34135Directions
- Estero Branch7996 Mediterranean Dr, Estero, FL 33928Directions
- Fort Myers Branch5220 Summerlin Commons Blvd, Fort Myers, FL 33907Directions
Palm Bay area · 2
- Barefoot Bay Branch1020 Buttonwood St, Barefoot Bay, FL 32976Directions
- Melbourne Branch6455 N Wickham Rd, Melbourne, FL 32940Directions
Jacksonville area · 2
- Jacksonville Branch10739 Deerwood Park Blvd, Jacksonville, FL 32256Directions
- St. Augustine Branch1850 Old Moultrie Rd, St. Augustine, FL 32084Directions
Lakeland area · 1
- Lakeland Branch427 S Florida Ave, Lakeland, FL 33801Directions
Naples area · 1
- Naples Branch1435 Pine Ridge Rd, Naples, FL 34109Directions
North Port area · 1
- Sarasota Office1680 Fruitville Rd, Sarasota, FL 34236Directions
Sebastian area · 1
- Vero Beach Branch1717 Indian River Blvd, Vero Beach, FL 32960Directions
New York
41 branchesAlabama
15 branchesCalifornia
3 branchesIllinois
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.25% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.91% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.08% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $97 | $85 | — |
- CapitalLeverage ratio10.25%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.91%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$97Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Valley are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.