Bank · FDIC insured
Uwharrie Bank Credit Card Rates
Uwharrie Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Uwharrie Bank’s credit card rates compare
Compared with banks and credit unions near Albemarle, NC, where Uwharrie Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Uwharrie Bank
13.99%APR
- Up to
- 22.99% APR
Platinum MasterCard® with Rewards
Lowest rate
State Employees' Credit Union
11.50%APR
- Up to
- 14.50% APR
2nd-lowest rate
First Bank
13.40%APR
- Up to
- 23.40% APR
Uwharrie Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Uwharrie Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum MasterCard® with Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Enjoy a 0% introductory APR for purchases and balance transfers for the first 6 months on new cards. |
| Ongoing | 13.99%–22.99% | None | After the introductory period, your APR will vary with the market based on the U.S. Prime Rate, depending on your creditworthiness. |
Sources (1)
- uwharrie.com/personal-banking/…-mastercard-with-rewards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.