Credit union · NCUA insured
Utility District Credit Union CD Rates
Utility District Credit Union’s best CD rate is 0.25% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Utility District Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Utility District Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Utility District Credit Union
0.25%APY
- Term
- 24 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $50
Certificates of Deposit (CDs)
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 0.25%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.15% | $15 |
| 24 months | 0.25% | $50 |
Sources (2)
All captured Sep 16, 2026
Who can join Utility District Credit Union
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