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Credit union · NCUA insured

USPLK Employees Federal Credit Union Auto Loan Rates

USPLK Employees Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.

How USPLK Employees Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Kansas City, MO-KS, where USPLK Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    USPLK Employees Federal Credit Union

    4.75%APR

    Terms
    —

    Auto Loan

  • Top Carrot, Carrot Score 94

    Lowest rate

    Nova Credit Union

    3.95%APR

    Terms
    —

    Nova Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Navy Federal Credit Union

    4.29%APR

    Terms
    37–60 months

    Navy Federal Credit Union rates

Compare auto loan rates near you →

USPLK Employees Federal Credit Union auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where USPLK Employees Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join USPLK Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union.

Military, government and schools

  • Employees of the Department of Justice, United States Penitentiary Canaan who work in Waymart, Pennsylvania.
  • Employees of the Department of Justice who work in Leavenworth and the Greater Kansas City area.
  • Officers and staff of the Leavenworth Police Department who work in Leavenworth, KS.
  • Persons retired as pensioners or annuitants from DOJ employment in Leavenworth and the Greater Kansas City area.
  • Officers and staff of the Leavenworth County Sheriff's Office who work in Leavenworth, KS.
3 more ways to join

Family and household

  • Immediate family members, excluding any family members who are confined to a correctional facility.
  • Unremarried spouses of persons who died while within the field of membership of the credit union.

Other ways

  • Persons retired as pensioners or annuitants who reside within the operational area of this credit union.

Cost to join

  • An initial deposit of $25.00 to open a share account / membership.

Membership information collected October 4, 2026.

← USPLK Employees Federal Credit Union overview