Bank · FDIC insured
USLA Bank Auto Loan Rates
USLA Bank auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 15, 2026.
How USLA Bank’s auto loan rates compare
Compared with banks and credit unions near Connersville, IN, where USLA Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
USLA Bank
6.24%APR
- Terms
- up to 60 months
- Up to
- 8.99% APR
Auto Loans
Lowest rate
HCP Credit Union
4.50%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
NATCO
4.95%APR
- Terms
- —
- Up to
- —
USLA Bank auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where USLA Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Offers financing for cars, trucks, motorcycles, and more. Rates vary by model year, term, and credit tier. Stated rates are for credit tiers 720 & Higher (min APR) to 660-699 (max APR).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.24%–8.49% | Model year 2026/2022; Credit tiers 720 & Higher (6.24%) to 660-699 (8.49%) |
| up to 48 months | 6.24%–8.74% | Model year 2026/2022; Credit tiers 720 & Higher (6.24%) to 660-699 (8.74%) |
| up to 60 months | 6.24%–8.99% | Model year 2026/2022; Credit tiers 720 & Higher (6.24%) to 660-699 (8.99%) |
| up to 66 months | 6.99%–9.24% | Model year 2026/2022; Credit tiers 720 & Higher (6.99%) to 660-699 (9.24%) |
| up to 72 months | 7.24%–9.49% | Model year 2026/2022; Credit tiers 720 & Higher (7.24%) to 660-699 (9.49%) |
| up to 36 months | 6.24%–8.99% | Model year 2021/2020; Credit tiers 720 & Higher (6.24%) to 660-699 (8.99%) |
| up to 48 months | 6.24%–9.24% | Model year 2021/2020; Credit tiers 720 & Higher (6.24%) to 660-699 (9.24%) |
| up to 60 months | 6.99%–9.49% | Model year 2021/2020; Credit tiers 720 & Higher (6.99%) to 660-699 (9.49%) |
| up to 66 months | 7.49%–9.99% | Model year 2021/2020; Credit tiers 720 & Higher (7.49%) to 660-699 (9.99%) |
| up to 36 months | 6.49%–8.99% | Model year 2019; Credit tiers 720 & Higher (6.49%) to 660-699 (8.99%) |
| up to 48 months | 6.74%–9.24% | Model year 2019; Credit tiers 720 & Higher (6.74%) to 660-699 (9.24%) |
| up to 60 months | 7.24%–9.74% | Model year 2019; Credit tiers 720 & Higher (7.24%) to 660-699 (9.74%) |
| up to 36 months | 6.74%–9.99% | Model year 2018; Credit tiers 720 & Higher (6.74%) to 660-699 (9.99%) |
| up to 48 months | 6.99%–10.24% | Model year 2018; Credit tiers 720 & Higher (6.99%) to 660-699 (10.24%) |
| up to 36 months | 8.24%–10.74% | Model year 2017; Credit tiers 720 & Higher (8.24%) to 660-699 (10.74%) |
| up to 48 months | 8.49%–11.24% | Model year 2017; Credit tiers 720 & Higher (8.49%) to 660-699 (11.24%) |
| up to 48 months | 9.24%–11.24% | Model year 2016/Older; Credit tiers 720 & Higher (9.24%) to 660-699 (11.24%) |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.