Credit union · NCUA insured
URE FCU Auto Loan Rates
URE FCU auto loans start at 5.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How URE FCU’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where URE FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
URE FCU
5.00%APR
- Terms
- —
- Up to
- 7.00% APR
- Discount
- None included
New Auto Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Up to
- —
- Discount
- Included in the rate
URE FCU auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where URE FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00%–7.00% | — |
Sources (1)
- urefcu.org/lending-interest-rates · captured Oct 16, 2026
Used Auto Loans (7 years or newer)
Vehicles 7 years or newer.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00%–8.00% | Vehicles 7 years or newer. |
Sources (1)
- urefcu.org/lending-interest-rates · captured Oct 16, 2026
Who can join URE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All employees of the Kennywood Park Corporation are eligible for services/membership.
- Employees of the Reese Brothers Company in Pittsburgh are eligible for services/membership.
- Employees of the Westinghouse Switchgear Division are eligible for membership.
Membership information collected October 5, 2026.