Bank · FDIC insured
Unity Bank Auto Loan Rates
Unity Bank auto loans start at 4.49% APR for a new vehicle. Rates checked October 16, 2026.
How Unity Bank’s auto loan rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Unity Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Unity Bank
4.49%APR
- Terms
- up to 72 months
- Discount
- None included
New Vehicle Loan Special
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
St. Paul Federal Credit Union
4.29%APR
- Terms
- up to 60 months
- Discount
- None included
Unity Bank auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Unity Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan Special
Available for qualified borrowers on new vehicle purchase loans for model year 2021 and newer vehicles. Applications received September 1, 2026, through October 31, 2026. No additional rate discounts apply. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.49% | For model year 2021 and newer vehicles. Promotional rate for applications received September 1, 2026, through October 31, 2026. Maximum term 72 months. No additional rate discounts apply. Subject to credit approval. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.