Credit union · NCUA insured
UNITED MEMBERS Auto Loan Rates
UNITED MEMBERS auto loans start at 5.49% APR for a new vehicle and 6.49% for a used one. Rates checked October 15, 2026.
How UNITED MEMBERS’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where UNITED MEMBERS has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
UNITED MEMBERS
5.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Auto Loans
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
UNITED MEMBERS auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where UNITED MEMBERS ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Available to qualifying members. Vehicle held as collateral must be fully covered by insurance; credit union holds title as lien holder. No down payment required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Model Year 2024. |
Sources (1)
- unitedmembersfcu.com/loans-types · captured Oct 7, 2026
Used Auto Loans
Available to qualifying members. Vehicle held as collateral must be fully covered by insurance; credit union holds title as lien holder. No down payment required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.49% | Model Year 2019-2023. |
Sources (1)
- unitedmembersfcu.com/loans-types · captured Oct 7, 2026
Who can join UNITED MEMBERS
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.