United Energy Credit Union Credit Card Rates

How United Energy Credit Union’s credit card rates compare

Compared with banks and credit unions near Houston, TX, where United Energy Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 30% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where United Energy Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

For those who qualify, with one low rate regardless of credit score. Non-variable rate.

Applies to	APR	Annual fee	Conditions
Ongoing	12.00%	None	12% APR regardless of credit score. Non-variable rate. No annual fee.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Anyone who lives, works, attends school, or worships within a 10-mile radius of either branch is eligible for membership.

Family members (spouse, children, brothers/sisters, aunts/uncles, nieces/nephews, cousins, parents/grandparents, grandchildren/great grandchildren) of any current members are eligible for membership.

Membership information collected October 5, 2026.