Bank · FDIC insured
United Bank of Iowa
A $2.5B bank headquartered in Ida Grove, IA, with 38 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings—0.75%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank of Iowa
Founded in 1932 as Ida County State Bank, United Bank of Iowa is wholly owned by the holding company Ida Grove Bancshares, Inc., based in Ida Grove, Iowa.
The bank adopted its current name in 1996 and operates offices across numerous communities in Iowa.
- Headquarters
- 501 2nd St, Ida Grove, IA 51445
- FDIC certificate
- 958 ↗
Branches
38 branches in Iowa
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Iowa
38 branches
Ida Grove area · 2
- United Bank of IowaMain office501 2nd St, Ida Grove, IA 51445Directions
- Ida Grove Drive-In Branch219 Main St, Ida Grove, IA 51445Directions
Alta area · 1
- Alta Main Branch202 S Main St, Alta, IA 51002Directions
Anthon area · 1
- Anthon Main Branch15 East Main Street, Anthon, IA 51004Directions
Arthur area · 1
- Arthur Branch109 W 3rd St, Arthur, IA 51431Directions
Aurelia area · 1
- Aurelia Branch148 Main St, Aurelia, IA 51005Directions
Battle Creek area · 1
- Battle Creek Branch500 2nd St, Battle Creek, IA 51006Directions
Boone area · 1
- Boone Branch1609 Hawkeye Dr, Boone, IA 50036Directions
Carroll area · 1
- Carroll Branch609 N Clark St, Carroll, IA 51401Directions
Charter Oak area · 1
- Charter Oak Branch12 Main St, Charter Oak, IA 51439Directions
Churdan area · 1
- Churdan Branch600 Head St, Churdan, IA 50050Directions
Cleghorn area · 1
- Cleghorn Branch101 N Lewis Ave, Cleghorn, IA 51014Directions
Cushing area · 1
- Cushing Branch200 Main St, Cushing, IA 51018Directions
Denison area · 1
- Denison Branch1334 Broadway, Denison, IA 51442Directions
Dunlap area · 1
- Dunlap Branch408 Highway 30, Dunlap, IA 51529Directions
Fort Dodge area · 1
- Fort Dodge Branch1608 1st Ave S, Fort Dodge, IA 50501Directions
Galva area · 1
- Galva Branch102 S Main St, Galva, IA 51020Directions
Glidden area · 1
- Glidden Branch425 E 9th St, Glidden, IA 51443Directions
Harlan area · 1
- Harlan Branch1802 23rd St, Harlan, IA 51537Directions
Holstein area · 1
- Holstein Branch116 N Kiel St, Holstein, IA 51025Directions
Kingsley area · 1
- Kingsley Branch101 E 1st St, Kingsley, IA 51028Directions
Kiron area · 1
- Kiron Branch10 N Grove St, Kiron, IA 51448Directions
Lake City area · 1
- Lake City Branch201 N Center St, Lake City, IA 51449Directions
Lohrville area · 1
- Lohrville Branch600 2nd St, Lohrville, IA 51453Directions
Lytton area · 1
- Lytton Branch200 Main St, Lytton, IA 50561Directions
Manning area · 1
- Manning Branch251 6th Street, Manning, IA 51455Directions
Marcus area · 1
- Marcus Branch109 E Pine St, Marcus, IA 51035Directions
Moorhead area · 1
- Moorhead Branch124 Oak St, Moorhead, IA 51558Directions
Moville area · 1
- Moville Branch120 S 1st St, Moville, IA 51039Directions
Odebolt area · 1
- Odebolt Branch301 S Main St, Odebolt, IA 51458Directions
Onawa area · 1
- Onawa Branch21945 State Highway 175, Onawa, IA 51040Directions
Pierson area · 1
- Pierson Branch320 Front St, Pierson, IA 51048Directions
Pocahontas area · 1
- Pocahontas Branch210 Front Ave, Pocahontas, IA 50574Directions
Rockwell City area · 1
- Rockwell City Branch417 4th St, Rockwell City, IA 50579Directions
Rolfe area · 1
- Rolfe Br316 Garfield St, Rolfe, IA 50581Directions
Sac City area · 1
- Sac City Branch400 Morningside Dr, Sac City, IA 50583Directions
Schleswig area · 1
- Schleswig Branch33 2nd St, Schleswig, IA 51461Directions
Storm Lake area · 1
- Storm Lake Branch1270 Lake Ave, Storm Lake, IA 50588Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.34% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.26% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.29% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio10.34%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.29%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank of Iowa are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.