Credit union · NCUA insured
Union Building Trades Federal Credit Union Credit Card Rates
Union Building Trades Federal Credit Union credit card rates start at 7.95% APR. Rates checked October 22, 2026.
How Union Building Trades Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Union Building Trades Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Union Building Trades Federal Credit Union
– –
No ongoing APR published
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Credit Card
Limits from $500 to $25,000. Rate based on credit rating. Includes 25-day grace period for purchases and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.95% | None | Rate based on credit rating. Credit limits from $500 to $25,000. No annual fee. No balance transfer fee. 25-day grace period for purchases. |
Platinum VISA Credit Card with Rewards
Limits from $500 to $25,000. Rate based on credit rating. Includes rewards program, 25-day grace period for purchases, and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.95% | None | Rate based on credit rating. Credit limits from $500 to $25,000. No annual fee. No balance transfer fee. 25-day grace period for purchases. |
Who can join Union Building Trades Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members belonging to authorized participating union organizations and councils.
- Individuals who work in the building trades field whose home local is not affiliated directly with UBTFCU can join through CIF association.
Family and household
- Membership is open to individuals related through either blood or marriage / family members of members from the participating union locals.
Cost to join
- A minimum deposit / share balance of $5.00 is required to open and maintain an account.
Membership information collected October 5, 2026.