Credit union · NCUA insured
UBI Federal Credit Union Credit Card Rates
UBI Federal Credit Union credit card rates start at 12.99% APR. Rates checked October 22, 2026.
How UBI Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hartford, CT, where UBI Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
UBI Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Achieve Financial Credit Union
9.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
COMTRUST Federal Credit Union
9.90%APR
- Up to
- 13.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Secured
Credit lines starting at $300. Variable APRs vary with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.49% | None | Purchase APR. Variable with market based on Prime Rate. |
| Ongoing | 18.00% | None | Balance transfer APR. Variable with market based on Prime Rate. |
Sources (1)
- ubifcu.com/borrow-money/credit-cards · captured Oct 15, 2026
Platinum MasterCard
Credit lines of $500 to $20,000 depending on creditworthiness. Introductory APR for purchases and balance transfers applies to transactions posted during the first 6 months following issuance. Variable APRs vary with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for purchases for a period of 6 billing cycles / 6 months following card issuance. |
| Ongoing | 12.99%–18.00% | None | Standard variable purchase APR after 6-month introductory period, based on creditworthiness. Variable based on Prime Rate. |
| Ongoing | 14.49%–18.00% | None | Variable balance transfer APR after 6-cycle introductory period, based on creditworthiness. Variable based on Prime Rate. |
| Ongoing | 18.00% | None | APR for cash advances. |
Sources (1)
- ubifcu.com/borrow-money/credit-cards · captured Oct 15, 2026
Platinum Rewards MasterCard
Credit lines of $500 to $20,000 depending on creditworthiness. Introductory APR for purchases and balance transfers applies to transactions posted during the first 6 months following issuance. Variable APRs vary with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for purchases for a period of 6 billing cycles / 6 months following card issuance. |
| Ongoing | 14.99%–18.00% | None | Standard variable purchase APR after 6-month introductory period, based on creditworthiness. Variable based on Prime Rate. |
| Ongoing | 16.49%–18.00% | None | Variable balance transfer APR after 6-cycle introductory period, based on creditworthiness. Variable based on Prime Rate. |
| Ongoing | 18.00% | None | APR for cash advances. |
Sources (1)
- ubifcu.com/borrow-money/credit-cards · captured Oct 15, 2026
Who can join UBI Federal Credit Union
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