Skip to content

Credit union · NCUA insured

Twin Rivers Federal Credit Union Auto Loan Rates

Twin Rivers Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.

How Twin Rivers Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Massena, NY, where Twin Rivers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Twin Rivers Federal Credit Union

    4.99%APR

    Terms
    up to 60 months

    New Automobile Loans

  • Lowest rate

    Northern Credit Union

    4.99%APR

    Terms
    —

    Northern Credit Union rates

  • 3rd-lowest rate

    St. Lawrence FCU

    5.00%APR

    Terms
    up to 60 months

    St. Lawrence FCU rates

Compare auto loan rates near you →

Twin Rivers Federal Credit Union auto loan score

80

Auto loan score

Higher than 52% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed5.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Twin Rivers Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Twin Rivers Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to businesses or other legal entities located in St. Lawrence County, New York.
  • Eligibility is open to individuals who live, work, worship, or attend school in St. Lawrence County, New York.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Twin Rivers Federal Credit Union overview