Credit union · NCUA insured
TruStar Federal Credit Union Credit Card Rates
TruStar Federal Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TruStar Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bemidji, MN, where TruStar Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TruStar Federal Credit Union
12.25%APR
- Up to
- 18.25% APR
Blue Classic Mastercard
2nd-lowest rate
Wells Fargo
17.74%APR
- Up to
- 28.49% APR
TruStar Federal Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruStar Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Blue Classic Mastercard
Subject to credit approval. Some restrictions may apply. New or existing TruStar Federal Credit Union membership is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–18.00% | None | Rates are based on your credit score. APR is based on the Wall Street Journal Prime Rate plus a margin and will vary with Prime. The maximum APR is 18%. Subject to credit approval. |
Sources (1)
- trustarfcu.com/personal/loans-…redit-cards/credit-cards · captured Oct 16, 2026
Who can join TruStar Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.