Credit union · NCUA insured
Trinity Valley Teachers Credit Union
A $32.1M credit union headquartered in Palestine, TX, with 2,956 members and 1 branch in Texas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Trinity Valley Teachers Credit Union
Founded in 1938 to provide low-cost credit, Trinity Valley Teachers Credit Union is headquartered in Palestine, Texas.
Originally formed with a federal charter, the institution converted to a state credit union and adopted its current name in 1966.
- Headquarters
- 3301 S Loop 256, Palestine, TX 75801
- NCUA charter
- 67634
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Columbia Scientific Balloon Facility in Palestine and the Anderson County Central Appraisal District are eligible for membership.
Military, government and schools
- Teachers, school employees, board members, and retired teachers in Anderson, Freestone, Leon, Madison, Grimes, or Trinity counties are eligible for membership.
Family and household
- Family members of eligible individuals are eligible to join.
Branches
1 branch in Texas
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Texas
1 branch
- TvtcuMain office3301 S Loop 256, Palestine, TX 75801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 31.33% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.55% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $26 | $59 | — |
- CapitalNet worth ratio31.33%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.55%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$26Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Trinity Valley Teachers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.