Credit union · NCUA insured
Tri-Lakes Federal Credit Union Credit Card Rates
Tri-Lakes Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Tri-Lakes Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in New York, where Tri-Lakes Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Tri-Lakes Federal Credit Union
12.90%APR
- Up to
- 18.00% APR
VISA Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
Remington Federal Credit Union
6.99%APR
- Up to
- —
Tri-Lakes Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tri-Lakes Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Fixed rate. Rate stays the same on cash advances. Rates are based on creditworthiness and all loans are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–18.00% | None | Fixed APR ranging from 12.9% to 18.0% depending on creditworthiness. Rate remains the same on cash advances. Subject to credit approval. |
Sources (1)
- trilakesfcu.com/loans-and-lending · captured Oct 5, 2026
Who can join Tri-Lakes Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in the Town of Tupper Lake, Harrietstown, Franklin, Brighton, Santa Clara, St. Armand, Wilmington, Keene, or North Elba, New York are eligible to join.
- Businesses and other legal entities located in the Town of Tupper Lake, Harrietstown, Franklin, Brighton, Santa Clara, St. Armand, Wilmington, Keene, or North Elba, New York are eligible to join.
Employers and groups
- Employees of Tri-Lakes Federal Credit Union are eligible to join.
Family and household
- Members of the immediate family or household of eligible persons are eligible to join.
- Spouses of persons who died within the field of membership of the Credit Union are eligible to join.
Other ways
- Organizations of such eligible persons are eligible to join.
1 more way to join
Other ways
- Volunteers in the community are eligible to join.
Cost to join
- There is a one-time $5.00 entrance fee to become a member.
- Members must maintain a $5.00 balance in a Share/Savings account to keep the account open.
Membership information collected October 5, 2026.