Credit union · NCUA insured
Tri Boro Federal Credit Union Auto Loan Rates
Tri Boro Federal Credit Union auto loans start at 6.09% APR for a new vehicle and 6.19% for a used one. Rates checked October 16, 2026.
How Tri Boro Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Tri Boro Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tri Boro Federal Credit Union
6.09%APR
- Terms
- up to 63 months
- Discount
- None included
New Car/Truck Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Tri Boro Federal Credit Union auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew6.09%
- Used vehicleUsed6.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tri Boro Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance Promotion
Drop your rate by 2.00% APR below current rate with a floor of 3.99% APR. Minimum finance amount $15,000. Finance up to 95% MSRP (new vehicles) or NADA (used vehicles) LTV. No loan application fee. Not valid toward existing Tri Boro loans or dealer loans written through Keystone Lending Alliance (KLA). Limited time offer subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Drop rate by 2.00% APR below current rate with floor of 3.99% APR; minimum finance amount $15,000; up to 95% LTV; $0 application fee |
Sources (1)
- triboro-fcu.org/loans/consumer-lending/vehicle-loans · captured Oct 16, 2026
Motorcycle Loans
Financing must originate at Tri Boro FCU. Rate determined by creditworthiness and borrowing limits. Vehicle loans may require 20%-25% downpayment. 0.25% added for refinance of existing Tri Boro loan. Older vehicles subject to a Condition Report. All vehicles must be titled. Full coverage insurance required with Tri Boro FCU named as loss payee (max $500 deductible). $20.00 loan application fee. Salvaged or rebuilt titles not financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 7.74% | New Motorcycle; up to 63 Months |
| up to 75 months | 8.04% | New Motorcycle; up to 75 Months |
| up to 63 months | 7.84% | Used Motorcycle; up to 63 Months |
| up to 75 months | 8.14% | Used Motorcycle; up to 75 Months |
| up to 48 months | 11.19% | Older Model Motorcycle (2017 & Older); up to 48 Months |
Sources (2)
- triboro-fcu.org/loans/consumer-lending/vehicle-loans
- triboro-fcu.org/loans/consumer…nding/consumer-loan-faqs
All captured Oct 16, 2026
New Car/Truck Loans
Must be a member; financing must originate at Tri Boro FCU. New autos (2027/2025) less than 5,000 miles. Rate determined by creditworthiness and borrowing limits. Vehicle loans may require 20%-25% downpayment. 0.25% added for refinance of existing Tri Boro loan. Requires full coverage auto insurance with Tri Boro FCU as loss payee (max $500 deductible). All vehicles must be titled; salvaged/rebuilt titles not financed. $20.00 loan application fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 59 months | 5.99% | Less than 60 Months |
| up to 63 months | 6.09% | Up to 63 Months |
| up to 75 months | 6.49% | Up to 75 Months |
| up to 84 months | 6.99% | Up to 84 Months |
Sources (2)
- triboro-fcu.org/loans/consumer-lending/vehicle-loans
- triboro-fcu.org/loans/consumer…nding/consumer-loan-faqs
All captured Oct 16, 2026
Used Car/Truck Loans
Must be a member; financing must originate at Tri Boro FCU. Rate determined by creditworthiness and borrowing limits. Older vehicles will be subjected to a Condition Report. Vehicle loans may require 20%-25% downpayment. 0.25% added for refinance of existing Tri Boro loan. Requires full coverage auto insurance with Tri Boro FCU as loss payee (max $500 deductible). All vehicles must be titled; salvaged/rebuilt titles not financed. $20.00 loan application fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 6.19% | Up to 63 months |
| up to 75 months | 6.69% | Up to 75 months |
| up to 48 months | 9.29% | Older Model Vehicles (2017 & Older); up to 48 months |
Sources (2)
- triboro-fcu.org/loans/consumer-lending/vehicle-loans
- triboro-fcu.org/loans/consumer…nding/consumer-loan-faqs
All captured Oct 16, 2026
Who can join Tri Boro Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities in Allegheny and Washington Counties, Pennsylvania.
Family and household
- Immediate family members of eligible persons under the community charter.
Membership information collected October 5, 2026.