Credit union · NCUA insured
Traverse Catholic Federal Credit Union
A $92.6M credit union headquartered in Traverse City, MI, with 6,697 members and 3 branches in Michigan.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—6.17%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Traverse Catholic Federal Credit Union
Traverse Catholic Federal Credit Union is a credit union headquartered in Traverse City, Michigan, operating three branches since its founding in 1950.
Originally established as Parts Manufacturing Credit Union, it became East Traverse Catholic Federal Credit Union in 1957, merged with Leelanau Catholic Credit Union in 1994, and took its current name in 2015.
- Headquarters
- 3797 Veterans Dr, Traverse City, MI 49684-4516
- NCUA charter
- 6844
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Antrim, Benzie, Charlevoix, Grand Traverse, Kalkaska, or Leelanau County are eligible for membership.
Employers and groups
- Employees of TCFCU are eligible for membership.
Family and household
- Immediate family members of TCFCU members are eligible for membership.
- Spouses of individuals who died while in TCFCU's field of membership are eligible to join.
Other ways
- Individuals who volunteer in the community are eligible for membership.
Branches
3 branches in Michigan
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Michigan
3 branches
Traverse City area · 1
- Main OfficeMain office3797 Veterans Dr, Traverse City, MI 49684Directions
Interlochen area · 1
- Traverse Catholic FCU - Interlochen Branch2112 J Maddy Pkwy, Interlochen, MI 49643Directions
Lake Leelanau area · 1
- Traverse Catholic FCU-Lake Leelanau209 S St Marys St, Lake Leelanau, MI 49653Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.42% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.84% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio10.42%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.84%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Traverse Catholic Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.