TrailNorth Federal Credit Union Credit Card Rates

How TrailNorth Federal Credit Union’s credit card rates compare

Compared with banks and credit unions in New York, where TrailNorth Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 94% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where TrailNorth Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	7.99%–11.99%	None	APR on purchases.

Sources (1)

May be a good fit for folks recovering from major credit damage or someone getting a credit card for the first time.

Applies to	APR	Annual fee	Conditions
Ongoing	14.99%	None	APR on purchases.

Sources (1)

Applies to	APR	Annual fee	Conditions
Ongoing	9.99%–13.99%	None	APR on purchases.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Individuals who live, work, worship, or attend school, or businesses and legal entities located in Essex, Washington, Warren, Clinton, and Franklin Counties in New York and Addison County in Vermont are eligible to join.

Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) of individuals within the credit union's field of membership are eligible to join, regardless of whether the relative is a member.

Membership information collected October 5, 2026.