Trades & Labor FCU Auto Loan Rates

How Trades & Labor FCU’s auto loan rates compare

Compared with banks and credit unions near Albert Lea, MN, where Trades & Labor FCU has the most branches. New vehicle, lowest advertised APR first.

Auto loan score

Higher than 56% of U.S. banks and credit unions

By vehicle

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Trades & Labor FCU ranks

By auto loan score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Based on Credit (Beacon) Score for Equifax Credit Services

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Anyone who lives, works, worships, or attends school within certain underserved areas of Albert Lea is eligible for membership.

Employees and their families of Streaters under contract with Carpenters Local 766 are eligible.
Employees and their families of ALAMCO Wood Products, Wells Concrete, and Waste Systems are eligible.
Employees and their families of Mayo Clinic under contract with SEIU Mayo are eligible.
Employees and their families of Dave Syverson Ford, Motor Inn Company, and Vern Eide Motors under contract with United Auto are eligible.
Employees and their families of groups under contract with UFCW Local 6 (Ventura Foods, Cargill, Albert Lea Select Foods, Minnesota Freezer, Birds Eye Foods in Waseca, Lakeside Foods in Owatonna, Smithfield Meats in Mason City) are eligible.

2 more ways to join

Immediate family members (spouse, child, sibling, parent, grandparents, grandchild, or step-family members) of members are eligible.
Persons living in the same household (defined as living in the same residence maintaining a single economic unit) as an eligible member are eligible.

Membership information collected October 4, 2026.