Bank · FDIC insured
TowneBank Auto Loan Rates
TowneBank auto loans start at 7.41% APR for a new vehicle and 7.41% for a used one. Rates checked October 22, 2026.
How TowneBank’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where TowneBank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
TowneBank
7.41%APR
- Terms
- 36–72 months
- Up to
- 7.81% APR
Car, Truck & SUV Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
TowneBank auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew7.41%
- Used vehicleUsed7.41%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TowneBank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car, Truck & SUV Loans
Fixed rate options from 3-6 years. New and used car loans available. Subject to credit approval. Rates may change.
| Terms | APR | Conditions |
|---|---|---|
| 36–72 months | 7.41%–7.81% | Current fixed rates range from 7.41% to 7.81% APR for terms from 3 to 6 years, subject to credit approval. Rates may change. Normal Credit approval criteria apply. |
Sources (1)
- townebank.com/personal/loans-and-lending/auto · captured Oct 7, 2026
Opening an account
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