Toro FCU Auto Loan Rates

How Toro FCU’s auto loan rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where Toro FCU has the most branches. New vehicle, lowest advertised APR first.

81

Auto loan score

Higher than 54% of U.S. banks and credit unions

By vehicle

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Toro FCU ranks

By auto loan score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

100% financing no down payment required if qualify; terms up to 72 months.

Terms	APR	Conditions
up to 60 months	4.99%	2024 and newer; 5 year term
up to 72 months	5.19%	2024 and newer; 6 year term

Sources (3)

All captured Oct 7, 2026

100% financing no down payment required if qualify; terms up to 72 months.

Terms	APR	Conditions
up to 60 months	5.24%	2020 - 2023 model years; 5 year term

Sources (3)

All captured Oct 7, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

Employees of The Toro Company who live in the United States are eligible to join Toro Credit Union.

Immediate family members of eligible The Toro Company employees—including spouses, children, stepchildren, parents, grandparents, grandchildren, brothers, and sisters—are eligible to join Toro Credit Union.

Membership information collected October 4, 2026.