Credit union · NCUA insured
TopLine Financial Credit Union Credit Card Rates
Top CarrotTopLine Financial Credit Union credit cards start at 15.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TopLine Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where TopLine Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TopLine Financial Credit Union
15.75%APR
- Up to
- 17.89% APR
Rewards Visa Signature
Lowest rate
NSP Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
- Up to
- —
TopLine Financial Credit Union credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TopLine Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa
Must be eligible for membership at TopLine.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–17.89% | None | Variable APR based on creditworthiness. After that, APR varies with the market based on the Prime Rate. No annual fee, foreign transaction fee, or over-the-limit fee. Balance transfer fee either $10 or 2% of the amount of each transfer, whichever is greater; cash advance fee either $10 or 2% of the amount of each cash advance, whichever is greater. Late payment up to $25, returned payment up to $25. |
Sources (1)
- toplinecu.com/credit-cards · captured Oct 16, 2026
Platinum Visa
Must be eligible for membership at TopLine.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.25%–17.89% | None | Variable APR based on creditworthiness. After that, APR varies with the market based on the Prime Rate. No annual fee, foreign transaction fee, or over-the-limit fee. |
Sources (1)
- toplinecu.com/credit-cards · captured Oct 16, 2026
Rewards Visa Signature
Must be eligible for membership at TopLine. Minimum credit limit $5,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75%–17.89% | None | Variable APR based on creditworthiness. After that, APR varies with the market based on the Prime Rate. No annual fee, foreign transaction fee, or over-the-limit fee. Balance transfer fee either $10 or 2% of the amount of each transfer, whichever is greater; cash advance fee either $10 or 2% of the amount of each cash advance, whichever is greater. Late payment up to $25, returned payment up to $25. |
Sources (1)
- toplinecu.com/credit-cards · captured Oct 16, 2026
Who can join TopLine Financial Credit Union
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