Credit union · NCUA insured
Topeka Police Credit Union Auto Loan Rates
Topeka Police Credit Union auto loans start at 5.49% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Topeka Police Credit Union’s auto loan rates compare
Compared with banks and credit unions near Topeka, KS, where Topeka Police Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Topeka Police Credit Union
5.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Vehicle Rates
Lowest rate
Empower Blue Credit Union
4.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Topeka Firemen's Credit Union
5.00%APR
- Terms
- up to 72 months
- Discount
- None included
Topeka Police Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Topeka Police Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Rates
All rates listed are the best qualifying rates and assume automatic payment. All rates are subject to credit approval and subject to change without notice. Rates apply to new Topeka Police Credit Union loans and refinances from other financial institutions. Your rate will be determined by your credit background, collateral and payment method. Your term will be determined by year of vehicle and/or amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49% | Fixed APR. Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%. Rate assumes automatic payment. Best qualifying rate. |
Sources (1)
- toppdcu.com/rates · captured Oct 16, 2026
Used Vehicle Rates
All rates listed are the best qualifying rates and assume automatic payment. All rates are subject to credit approval and subject to change without notice. Rates apply to new Topeka Police Credit Union loans and refinances from other financial institutions. Your rate will be determined by your credit background, collateral and payment method. Your term will be determined by year of vehicle and/or amount financed. Please contact credit union for loan amount requirements for terms greater than 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Applies to vehicle years 2025 – 2021. Fixed APR. Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%. Please contact credit union for loan amount requirements for terms greater than 60 months. Rate assumes automatic payment. Best qualifying rate. |
| up to 60 months | 6.49% | Applies to vehicle years 2020 – 2016. Fixed APR. Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%. Please contact credit union for loan amount requirements for terms greater than 60 months. Rate assumes automatic payment. Best qualifying rate. |
| up to 60 months | 7.49% | Applies to vehicle years 2015 – older. Fixed APR. Up to 60 months, for 72 months add 0.25%. Please contact credit union for loan amount requirements for terms greater than 60 months. Rate assumes automatic payment. Best qualifying rate. |
Sources (1)
- toppdcu.com/rates · captured Oct 16, 2026
Who can join Topeka Police Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Children, step-children, and legal guardians of Law Enforcement Officers who suffered a line-of-duty death while serving as certified Law Enforcement Officers in Shawnee County, KS are eligible for membership.
- Active or retired employees and volunteers of the Law Enforcement Center are eligible for membership.
- Certified Law Enforcement Officers currently serving in Shawnee County, KS, and their spouses are eligible for membership.
Family and household
- Family members (husband, wife, children, stepchildren, mother, step-mother, father, step-father, brother, step-brother, sister, step-sister, mother-in-law, father-in-law, brother-in-law, sister-in-law, grandfather, step-grandfather, grandmother, step-grandmother, grandchild or step-grandchild) of active or retired employees/volunteers of the Law Enforcement Center are eligible for membership.
- Family members (husband, wife, children, stepchildren, mother, step-mother, father, step-father, brother, step-brother, sister, step-sister, mother-in-law, father-in-law, brother-in-law, sister-in-law, grandfather, step-grandfather, grandmother, step-grandmother, grandchild or step-grandchild) of current members in good standing are eligible for membership.
Membership information collected October 4, 2026.