Bank · FDIC insured
Three Rivers Bank of Montana
A $293.1M bank headquartered in Kalispell, MT, with 3 branches in Montana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—2.82%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Three Rivers Bank of Montana
Three Rivers Bank of Montana is an independently owned community bank headquartered in Kalispell, Montana, where a new bank charter was approved in 1973.
Originally opening as First Security Bank of Kalispell in 1974, the institution changed its name to Three Rivers Bank of Montana in 1999.
Serving Flathead Valley residents, the bank specializes in mobile home loans and helping first-time buyers.
- Headquarters
- 233 E Idaho St, Kalispell, MT 59901
- FDIC certificate
- 21557 ↗
Branches
3 branches in Montana
Loading map…
Montana
3 branches
- Three Rivers Bank of MontanaMain office233 E Idaho St, Kalispell, MT 59901Directions
- North Meridian Branch552 N Meridian Rd, Kalispell, MT 59901Directions
- Whitefish Branch6329 Hwy 93 South, Whitefish, MT 59937Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.72% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.93% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio11.72%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.93%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Three Rivers Bank of Montana are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.