Bank · FDIC insured
The Tri-County Bank
A $299.3M bank headquartered in Stuart, NE, with 6 branches in Nebraska.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings680.05%1.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Tri-County Bank
Established in 1945 by area business owners in Stuart, Nebraska, The Tri-County Bank is family-owned and operated by its third and fourth generation of community bankers.
In 2026, the bank acquired Butte State Bank and directly serves North Central Nebraska and South Central South Dakota with offices across six communities.
- Headquarters
- 106 N Main St, Stuart, NE 68780
- FDIC certificate
- 16339 ↗
Branches
6 branches in Nebraska
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Nebraska
6 branches
Stuart area · 1
- The Tri-County BankMain office106 N Main St, Stuart, NE 68780Directions
Atkinson area · 1
- Atkinson Branch807 E Ash St, Atkinson, NE 68713Directions
Bassett area · 1
- Bassett Branch103 W Highway 20, Bassett, NE 68714Directions
Butte area · 1
- Butte State Bank Branch510 Thayer St, Butte, NE 68722Directions
O'Neill area · 1
- O'Neill702 E Douglas St, O'Neill, NE 68763Directions
Spencer area · 1
- 425 Hillcrest Boulevard Branch425 S Hillcrest Blvd, Spencer, NE 68777Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.45% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.01% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio8.45%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.01%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Tri-County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.