Bank · FDIC insured
The First National Bank of Waverly
A $196.2M bank headquartered in Waverly, OH, with 4 branches in Ohio. Best rates: CDs 3.98% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs773.98%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank of Waverly
- Headquarters
- 107 N Market St, Waverly, OH 45690
- FDIC certificate
- 6725 ↗
Branches
4 branches in Ohio
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Ohio
4 branches
Piketon area · 2
- Latham Branch13256 State Route 124, Piketon, OH 45661Directions
- Piketon Branch101 Thornton Dr, Piketon, OH 45661Directions
Waverly area · 1
- The First National Bank of WaverlyMain office107 N Market St, Waverly, OH 45690Directions
Beaver area · 1
- Beaver Branch310 3rd St, Beaver, OH 45613Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.22% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.74% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $55 | $81 | — |
- CapitalLeverage ratio9.22%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$55Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank of Waverly are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.