Bank · FDIC insured
The First National Bank of Ely Savings Rates
The First National Bank of Ely’s best savings rate is 1.11% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How The First National Bank of Ely’s savings rates compare
Compared with banks and credit unions in Nevada, where The First National Bank of Ely has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank of Ely
1.11%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $111
Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
The First National Bank of Ely savings score
86
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.71%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank of Ely ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.11%APY
Opening deposit must be at least $2,500. Monthly service charge of $7.00 is waived by maintaining a minimum balance of $2,500 during a statement cycle. Variable interest rate and APY calculated daily and compounded monthly based on daily ledger balance. Limit of up to six third-party transactions/checks per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. | 1.00% | — | Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. |
| $10,000 – $50,000Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. | 1.11% | $111 | Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. |
| $50,000 – $100,000Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. | 1.21% | — | Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. |
| $100,000 – $500,000Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. | 1.71% | — | Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. |
| $500,000 and upMonthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. | 1.81% | — | Monthly fee of $7.00 waived by maintaining a minimum balance of $2,500 during a statement cycle. |
Savings Accounts
0.40%APY
Passbook only (no mailed statements). Interest is accrued daily and paid semi-annually on the last business day of April and October. Maximum 6 ACH or electronic preauthorized transfers per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid semi-annually on the last business day of April and October.Any balance | 0.40% | $40 | Interest paid semi-annually on the last business day of April and October. |
Special-purpose accounts
IRAs
2.01%APY
Interest accrued daily on the entire ledger balance and paid semi-annually on the last business days of April and October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50.00 required. Interest paid semi-annually on the last business days of April and October.$50 and up | 2.01% | $201 | Minimum balance of $50.00 required. Interest paid semi-annually on the last business days of April and October. |
Sources (3)
- fnbely.com/personal/current-rates
- fnbely.com/personal/individual-retirement-account
- fnbely.com/deposit-accounts
All captured Sep 16, 2026
Holiday Savings Account
0.50%APY
Monthly automatic charge from an FNB account is required. Regular withdrawals are not permitted (only allowed to close account). Payout issued via holiday check or direct deposit to an FNB account on the first business day of November. Interest is accrued daily and paid annually on the last business day of October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires monthly auto charge from an FNB account. Interest paid annually on the last business day of October.Any balance | 0.50% | $50 | Requires monthly auto charge from an FNB account. Interest paid annually on the last business day of October. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.