Credit union · NCUA insured
The County Federal Credit Union Auto Loan Rates
Top CarrotThe County Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How The County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bangor, ME, where The County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
The County Federal Credit Union
4.74%APR
- Terms
- up to 60 months
New Auto Loans
Lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
2nd-lowest rate
Eastmill Federal Credit Union
4.50%APR
- Terms
- 49–63 months
The County Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
May require little or no down payment. Sign up for automatic payments and take as much as 0.25% off your loan rate. Financing up to 100% of MSRP on new vehicles. Terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.39% | AUTO LOAN RATE SPECIAL! Valid on 2022 models or newer. Terms and conditions will vary based on the amount borrowed, creditworthiness, year, and type of vehicle. Subject to change at any time. |
| up to 48 months | 4.49% | AUTO LOAN RATE SPECIAL! Valid on 2022 models or newer. Terms and conditions will vary based on the amount borrowed, creditworthiness, year, and type of vehicle. Subject to change at any time. |
| up to 60 months | 4.74% | New vehicles only. Terms and conditions will vary based on the amount borrowed, creditworthiness, year, and type of vehicle. Sign up for automatic payments and take as much as 0.25% off your loan rate. |
| up to 72 months | 4.99% | New vehicles only. Terms and conditions will vary based on the amount borrowed, creditworthiness, year, and type of vehicle. Sign up for automatic payments and take as much as 0.25% off your loan rate. |
| up to 84 months | 5.94% | New vehicles only. Terms and conditions will vary based on the amount borrowed, creditworthiness, year, and type of vehicle. Sign up for automatic payments and take as much as 0.25% off your loan rate. |
Used Auto Loans
Little or No Down Payment. Quick Turnaround. Dealer Network throughout the State. Ask a loan officer how you can qualify for an additional 0.25% off your APR with Auto Pay. Terms up to 72 months. Will finance up to 100% of MSRP on New vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | APR as low as. The information provided are new vehicles only, terms and conditions will vary based on amount borrowed, creditworthiness, year and type of vehicle. Ask a loan officer how you can qualify for an additional 0.25% off your APR with Auto Pay! |
| up to 72 months | 5.44% | APR as low as. The information provided are new vehicles only, terms and conditions will vary based on amount borrowed, creditworthiness, year and type of vehicle. Ask a loan officer how you can qualify for an additional 0.25% off your APR with Auto Pay! |
Who can join The County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Penobscot, Piscataquis, Sagadahoc, Somerset, Waldo, or Washington counties.
Employers and groups
- Entities or persons who own or operate a business located in or maintaining a facility in the eligible counties.
Family and household
- Immediate family members of current members.
Other ways
- Persons who take part in programs headquartered in the eligible counties.
- Persons who are volunteers in the community.
Membership information collected October 4, 2026.