Bank · FDIC insured
The Callaway Bank Credit Card Rates
The Callaway Bank credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How The Callaway Bank’s credit card rates compare
Compared with banks and credit unions near Columbia, MO, where The Callaway Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The Callaway Bank
12.74%APR
- Up to
- 19.74% APR
Advantage Credit Card
Lowest rate
United Credit Union
9.50%APR
- Up to
- —
2nd-lowest rate
Multipli Credit Union
9.65%APR
- Up to
- —
The Callaway Bank credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The Callaway Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Advantage Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74%–19.74% | None | — |
Sources (1)
- callawaybank.com/loans/persona…ns/personal-credit-cards · captured Oct 7, 2026
Cash Back Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74%–22.74% | None | — |
Sources (1)
- callawaybank.com/loans/persona…ns/personal-credit-cards · captured Oct 7, 2026
Credit Builder Credit Card
Credit limit secured by Certificate of Deposit. For those with limited or challenged credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Credit limit secured by Certificate of Deposit. For those with limited or challenged credit. |
Sources (1)
- callawaybank.com/loans/persona…ns/personal-credit-cards · captured Oct 7, 2026
Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74%–22.74% | None | — |
Sources (1)
- callawaybank.com/loans/persona…ns/personal-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.