Bank · FDIC insured
The Bank of Salem
A $147M bank headquartered in Salem, MO, with 2 branches in Missouri. Best rates: CDs 3.39% and savings 0.30% APY.
The Bank of Salem Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#145 of 160 in MissouriHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Bank of Salem
Founded on October 10, 1883, The Bank of Salem remains owned and operated by descendants of its original organizers.
The full-service community bank serves Salem and Dent County, Missouri, offering specialized agricultural financing for ranchers, farmers, and foresters.
- Headquarters
- 100 W 4th St, Salem, MO 65560
- FDIC certificate
- 14349 ↗
Branches
2 branches in Missouri
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Missouri
2 branches
- Bank of SalemMain office100 W 4th St, Salem, MO 65560Directions
- Bank Of Salem Drive-In Branch1001 S Main St, Salem, MO 65560Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.71% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio9.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.71%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Bank of Salem are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.