Bank · FDIC insured
The Bank of Romney Savings Rates
The Bank of Romney’s best savings rate is 0.20% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How The Bank of Romney’s savings rates compare
Compared with banks and credit unions near Winchester, VA-WV, where The Bank of Romney has the most branches. $10,000, best rate first.
This bank’s best
The Bank of Romney
0.20%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $20
Savings Account
Top rate
Apple FCU
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
F&M Bank
2.55%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $255
The Bank of Romney savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of Romney ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Variable
1.00%APY
Available as Traditional IRA or Roth IRA. Variable rate account. Penalty may be imposed for early withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate IRA account. Penalty may be imposed for early withdrawals.Any balance | 1.00% | $100 | Variable rate IRA account. Penalty may be imposed for early withdrawals. |
Sources (2)
All captured Oct 4, 2026
Apple Seed Savings
0.20%APY
Requires account holder to be under 18 years of age or an UTMA account. Minimum $5.00 daily balance to earn interest. No minimum balance required on active accounts. Compounded and credited quarterly. Allows up to 6 pre-authorized transfers per statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust be under 18 years of age or an UTMA account. Minimum $5.00 daily balance to earn interest.$5 and up | 0.20% | $20 | Must be under 18 years of age or an UTMA account. Minimum $5.00 daily balance to earn interest. |
Sources (2)
All captured Oct 4, 2026
Savings Account
0.20%APY
Minimum $5.00 daily balance to earn interest. $2.00 monthly maintenance fee waived with a minimum daily balance of $100.00 (or for individuals under 18 years of age upon proof of age). Compounded and credited quarterly. Allows up to 6 pre-authorized transfers per statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$2.00 monthly maintenance fee applies if daily balance falls below $100.00 (waived for individuals under 18 upon proof of age). Minimum $5.00 daily balance to earn interest.$5 and up | 0.20% | $20 | $2.00 monthly maintenance fee applies if daily balance falls below $100.00 (waived for individuals under 18 upon proof of age). Minimum $5.00 daily balance to earn interest. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.