Credit union · NCUA insured
Teamsters Credit Union Auto Loan Rates
Teamsters Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Teamsters Credit Union’s auto loan rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Teamsters Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Teamsters Credit Union
5.00%APR
- Terms
- up to 72 months
- Discount
- None included
Vehicle Loans
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
St. Paul Federal Credit Union
4.29%APR
- Terms
- up to 60 months
- Discount
- None included
Teamsters Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Teamsters Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Membership exclusive to Teamster members under Joint Council 32 and family relatives. APRs based on credit score. Rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.50% | Model year 2024 or newer. |
| up to 72 months | 5.00% | Model year 2024 or newer. |
| up to 84 months | 5.50% | Model year 2024 or newer. |
| up to 48 months | 5.50% | Model years 2018 - 2023. |
| up to 72 months | 6.00% | Model years 2018 - 2023. |
| up to 48 months | 6.50% | Model year 2017 or older. |
| up to 60 months | 7.00% | Model year 2017 or older. |
Sources (3)
- mnteamsterscu.com/loan-center/vehicle-loans
- mnteamsterscu.com/accounts-and-services/loans
- mnteamsterscu.com/accounts-and-services/rates-fees
All captured Oct 7, 2026
Who can join Teamsters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Teamsters with Joint Council 32 and specified affiliated Locals are eligible for membership.
Family and household
- Family relatives of Teamsters Credit Union members are eligible to join.
Membership information collected October 4, 2026.