Tarrant County's Credit Union Auto Loan Rates

How Tarrant County's Credit Union’s auto loan rates compare

Compared with banks and credit unions near Dallas, TX, where Tarrant County's Credit Union has the most branches. New vehicle, lowest advertised APR first.

This credit union’s lowest
Tarrant County's Credit Union
– –
Terms
—
No ongoing APR published
Lowest rate
PenFed Credit Union
3.84%APR
Terms
up to 60 months
PenFed Credit Union rates
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
Terms
—
Southwest Airlines Federal Credit Union rates

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Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Motorcycle, 4-Wheeler, and ATV Loans

Up to 100% financing for qualified borrowers. Low, competitive rates with flexible terms. Available for purchase and refinance. Subject to credit approval.

Terms	APR	Conditions
36–72 months	6.75%–16.25%	Listed rates are for purchases only per footnote 1. Annual Percentage Rates (APR) are quoted 'as low as' and are subject to change.

Sources (2)

All captured Oct 16, 2026

New Cars Purchases & Refinances

100% financing available for qualified borrowers on new vehicles. First payment may be deferred for 90 days. Subject to credit approval. ITIN holders eligible with a minimum 6 months credit union membership.

Terms	APR	Conditions
36–84 months	4.49%–14.45%	Rates quoted as low as based on creditworthiness and qualifying service discounts. Available for purchases and refinances.
—	4.49%	Limited-time promotional rate for financing or refinancing new vehicles. Includes 1% off a personal loan and entry for cruise vacation drawing. Promotional offer ends October 16, 2026.

Sources (5)

All captured Oct 16, 2026

Used Cars Purchases & Refinances

100% financing available for qualified borrowers on used vehicles. First payment may be deferred for 90 days. Subject to credit approval. ITIN holders eligible with a minimum 6 months credit union membership.

Terms	APR	Conditions
36–84 months	4.99%–14.69%	Rates quoted as low as based on creditworthiness and qualifying service discounts. Available for purchases and refinances.
—	4.99%	Limited-time promotional rate for financing or refinancing used vehicles. Includes 1% off a personal loan and entry for cruise vacation drawing. Promotional offer ends October 16, 2026.

Sources (5)

All captured Oct 16, 2026

Who can join Tarrant County's Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, worship, attend school, or are business entities in Tarrant County, Texas are eligible for membership.

Employers and groups

Persons receiving retirement, pension, or other benefits resulting from prior employment by any business organization in the field of membership are eligible.
Employees of designated Select Employee Groups are eligible for membership.

Military, government and schools

Employees, officials, and retirees of the Texas Workforce Commission, its boards/contractors, or North Central Texas state government agencies (with specific exclusions), as well as members of Workforce Credit Union at merger date, are eligible.

Family and household

Family members of eligible employees or otherwise eligible persons are eligible for membership.
Members of the household of a qualifying individual are eligible for membership.

1 more way to join

Family and household

Spouses of persons who died while within the credit union's field of membership are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Tarrant County's Credit Union overview