Credit union · NCUA insured
Tangipahoa Parish Teachers’ Credit Union Auto Loan Rates
Tangipahoa Parish Teachers’ Credit Union auto loans start at 3.90% APR for a new vehicle and 6.90% for a used one. Rates checked October 16, 2026.
How Tangipahoa Parish Teachers’ Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hammond, LA, where Tangipahoa Parish Teachers’ Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tangipahoa Parish Teachers’ Credit Union
3.90%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
2nd-lowest rate
Alive Credit Union
4.79%APR
- Terms
- 49–66 months
- Discount
- Included in the rate
3rd-lowest rate
Baton Rouge Telco FCU
5.09%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Tangipahoa Parish Teachers’ Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew3.90%
- Used vehicleUsed6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tangipahoa Parish Teachers’ Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Late Model Used Auto Loans
Must have an open Share Account to qualify. Membership available to full-time, permanent employees of Tangipahoa Parish School System or SLU, or direct relatives of current members. Late Model Used vehicles include 1-3 year old vehicles, currently 2024, 2025, and 2026 models with less than 30,000 miles. Up to 15% down payment plus tax, title, and license may be required. Rates determined by past credit performance.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.90% | For 1-3 years old vehicles with less than 30,000 miles. Rate determined by past credit performance. |
Sources (1)
- tptcu.com/loans/vehicle-loans · captured Oct 7, 2026
New Auto Loans
Must have an open Share Account to qualify. Membership available to full-time, permanent employees of Tangipahoa Parish School System or SLU, or direct relatives of current members. 100% financing including tax, title and license fees may be financed depending upon past credit performance. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | For a limited time only. Rate determined by past credit performance. |
| up to 60 months | 3.90% | For a limited time only. Rate determined by past credit performance. |
| up to 48 months | 3.90% | For a limited time only. Rate determined by past credit performance. |
| up to 36 months | 3.90% | For a limited time only. Rate determined by past credit performance. |
| up to 24 months | 3.90% | For a limited time only. Rate determined by past credit performance. |
Sources (1)
- tptcu.com/loans/vehicle-loans · captured Oct 7, 2026
Used Auto Loans
Must have an open Share Account to qualify. Membership available to full-time, permanent employees of Tangipahoa Parish School System or SLU, or direct relatives of current members. Used vehicles include 1-8 year old vehicles, currently 2018-2025 year models with more than 30,000 miles, but less than 125,000 miles. Up to 15% down payment plus tax, title, and license may be required. Rates determined by past credit performance.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.90% | For 1-8 years old vehicles with 30,000 to 125,000 miles. Rate determined by past credit performance. |
Sources (1)
- tptcu.com/loans/vehicle-loans · captured Oct 7, 2026
Who can join Tangipahoa Parish Teachers’ Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time, permanent employees of Tangipahoa Parish School System or Southeastern Louisiana University (SLU) are eligible for membership.
Family and household
- Direct relatives of a current TPTCU member are eligible for membership.
Cost to join
- Opening a share account requires a minimum deposit of $26.00 payable in cash or check.
Membership information collected October 5, 2026.