Credit union · NCUA insured
Tacoma Longshoremen Credit Union Auto Loan Rates
Tacoma Longshoremen Credit Union auto loans start at 6.24% APR for a new vehicle and 7.24% for a used one. Rates checked October 22, 2026.
How Tacoma Longshoremen Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Tacoma Longshoremen Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tacoma Longshoremen Credit Union
6.24%APR
- Terms
- 49–72 months
- Up to
- —
New Vehicle Loans
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Tacoma Longshoremen Credit Union auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed7.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tacoma Longshoremen Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
For cars, trucks, vans, and motorcycles 3 years old and newer. Membership in Tacoma Longshoremen Credit Union required. Loan terms range between 1-84 months. LTV based on J.D. Powers used retail for private party sales or total purchase price on dealer purchase order. All rates and financing are based on applicant's creditworthiness and loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | Requires 0% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 4.74% for 48 months - $458.19/month. |
| 49–72 months | 6.74% | Requires 0% down payment. Term is 49-72 months. Payment example: $20,000 loan at 5.74% for 72 months - $328.99/month. |
| up to 48 months | 5.49% | Requires 10% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 4.49% for 48 months - $455.94/month. |
| 49–72 months | 6.49% | Requires 10% down payment. Term is 49-72 months. Payment example: $20,000 loan at 5.49% for 72 months - $326.64/month. |
| up to 84 months | 6.99% | Requires 10% down payment. Term is 84 months. Payment example: $20,000 loan at 5.99% for 84 months - $292.16/month. |
| up to 48 months | 4.99% | Requires 20% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 3.99% for 48 months - $458.19/month. |
| 49–72 months | 6.24% | Requires 20% down payment. Term is 49-72 months. Payment example: $20,000 loan at 5.24% for 72 months - $324.31/month. |
| up to 84 months | 6.74% | Requires 20% down payment. Term is 84 months. Payment example: $20,000 loan at 5.74% for 84 months - $289.67/month. |
Sources (2)
- tlcu23.com/loans · captured Sep 15, 2026
- tlcu23.com/s/Loan-Rate-sheet-from-website-12-25.pdf · captured Oct 8, 2026
Used Vehicle Loans
For cars, trucks, vans, and motorcycles 4 years and older (over 3 years in age). Membership in Tacoma Longshoremen Credit Union required. Loan terms range between 1-84 months. LTV based on J.D. Powers used retail for private party sales or total purchase price on dealer purchase order. All rates and financing are based on applicant's creditworthiness and loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.74% | Requires 0% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 5.49% for 48 months - $464.99/month. |
| 49–72 months | 7.74% | Requires 0% down payment. Term is 49-72 months. Payment example: $20,000 loan at 6.74% for 72 months - $338.58/month. |
| up to 48 months | 6.49% | Requires 10% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 5.24% for 48 months - $462.72/month. |
| 49–72 months | 7.49% | Requires 10% down payment. Term is 49-72 months. Payment example: $20,000 loan at 6.49% for 72 months - $336.19/month. |
| up to 84 months | 7.99% | Requires 10% down payment. Term is 84 months. Payment example: $20,000 loan at 6.99% for 84 months - $301.85/month. |
| up to 48 months | 5.99% | Requires 20% down payment. Term is 48 months or shorter. Payment example: $20,000 loan at 4.99% for 48 months - $460.45/month. |
| 49–72 months | 7.24% | Requires 20% down payment. Term is 49-72 months. Payment example: $20,000 loan at 6.24% for 72 months - $333.82/month. |
| up to 84 months | 7.74% | Requires 20% down payment. Term is 84 months. Payment example: $20,000 loan at 6.74% for 84 months - $299.41/month. |
Sources (2)
- tlcu23.com/loans · captured Sep 15, 2026
- tlcu23.com/s/Loan-Rate-sheet-from-website-12-25.pdf · captured Oct 8, 2026
Who can join Tacoma Longshoremen Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to I.D. Casual Longshore Persons on the I.L.W.U. Local #23 I.D. Casual list with 2,000 hours or more.
- Membership is open to employees of the credit union.
- Membership is open to all members and affiliates of ILWU, Local #22 of Tacoma, WA.
- Membership is open to all members and affiliates of ILWU, Local #23 of Tacoma, WA.
- Membership is open to all members and affiliates of ILWU, Local #47 of Olympia, WA.
- Membership is open to fraternal organizations, partnerships, or corporations composed of credit union members.
1 more way to join
Family and household
- Membership is open to spouses, children, step-children, and grandchildren of credit union members.
Membership information collected October 4, 2026.