Swemp Federal Credit Union Savings & Money Market Rates

How Swemp Federal Credit Union’s savings rates compare

Compared with banks and credit unions in Texas, where Swemp Federal Credit Union has the most branches. $10,000, best rate first.

Every rate

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

0.75%APYClub

Christmas club funds are disbursed to regular account on the first day of November.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceEarns .75% interest.Any balance	0.75%	$75	Earns .75% interest.

Sources (1)

0.50%APYKids and teens

Savings account for kids from 0 to 15 years. Earns interest quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceEarns .50% interest quarterly. For kids from 0 to 15 years.Any balance	0.50%	$50	Earns .50% interest quarterly. For kids from 0 to 15 years.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Immediate relatives of members (including spouse, mother, father, sister, brother, son, and daughter) are eligible to join.

Membership information collected October 5, 2026.