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Credit union · NCUA insured

Sweet Home Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Sweet Home Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Sweet Home Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Buffalo, NY, where Sweet Home Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Sweet Home Federal Credit Union

    8.99%APR

    Up to
    —

    Visa Credit Card

  • Top Carrot, Carrot Score 91

    Lowest rate

    BufMet Credit Union

    7.50%APR

    Up to
    18.00% APR

    BufMet Credit Union rates

  • 2nd-lowest rate

    Gowanda Area Federal Credit Union

    7.99%APR

    Up to
    —

    Gowanda Area Federal Credit Union rates

Compare credit card rates near you →

Sweet Home Federal Credit Union credit card score

88

Credit card score

Higher than 82% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Sweet Home Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Sweet Home Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, go to school, or volunteer in Amherst or Tonawanda are eligible for membership.

Family and household

  • Family members of eligible individuals are eligible for membership.

Cost to join

  • Membership requires an initial deposit of at least $5 to open an account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Sweet Home Federal Credit Union overview