Credit union · NCUA insured
Suffolk Credit Union Credit Card Rates
Suffolk Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Suffolk Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Suffolk Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Suffolk Credit Union
11.74%APR
- Up to
- 17.74% APR
MasterCard Platinum
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Suffolk Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Suffolk Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–17.49% | None | Based on creditworthiness. Variable APR based on Wall Street Journal Prime Rate. |
| Ongoing | 17.49% | None | Based on creditworthiness. Variable APR based on Wall Street Journal Prime Rate. Cash advance fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater. |
| Ongoing | 11.74%–17.74% | None | Based on creditworthiness. Variable APR based on Prime Rate plus an index. Up to $35,000 available credit. |
| Intro, 6 months | 0.00% | None | Exclusive offer for existing Platinum or Rewards cardholders for accounts opened on or before February 1, 2024. Valid on balance transfers made from November 11, 2024 through March 31, 2025. Transfer fee of $10.00 or 3.00% of transfer amount, whichever is greater. Not valid on existing transfer balances. |
MasterCard Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.24%–18.00% | None | Based on creditworthiness when you open your account. Variable APR based on Wall Street Journal Prime Rate. |
| Ongoing | 18.00% | None | Based on creditworthiness when you open your account. Variable APR based on Wall Street Journal Prime Rate. Cash advance fee: $10.00 or 3.00% of amount, whichever is greater. |
| Ongoing | 13.49%–18.00% | None | Based on creditworthiness when you open your account. Variable APR based on Prime Rate plus an index. Earns 1 point per $1 spent on signature-based purchases. Up to $35,000 available credit. |
| Intro, 6 months | 0.00% | None | Exclusive offer for existing Platinum or Rewards cardholders for accounts opened on or before February 1, 2024. Valid on balance transfers made from November 11, 2024 through March 31, 2025. Transfer fee of $10.00 or 3.00% of transfer amount, whichever is greater. Not valid on existing transfer balances. |
MasterCard Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Variable APR based on Wall Street Journal Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Who can join Suffolk Credit Union
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