Credit union · NCUA insured
Subiaco Federal Credit Union Auto Loan Rates
Subiaco Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.49% for a used one. Rates checked October 22, 2026.
How Subiaco Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Arkansas, where Subiaco Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Subiaco Federal Credit Union
6.00%APR
- Terms
- up to 78 months
- Up to
- 13.00% APR
New Autos
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
Telcoe Federal Credit Union
3.74%APR
- Terms
- up to 84 months
- Up to
- —
Subiaco Federal Credit Union auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Subiaco Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Rates effective 05/15/2024. Rates subject to change without notice. Rates vary depending on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 78 months | 6.00%–13.00% | — |
Sources (1)
- subiacofcu.org/loan-rates · captured Oct 7, 2026
Used Autos (1 Year Old)
Members must maintain a balance of $100 as long as they have a loan with us. Loans based on collateral, credit worthiness, capacity to re-pay, and character. We can loan on cars which are 8 years old or newer and trucks as old as 15 years. Rates determined by the Board of Directors and vary depending on credit score. Terms based on age of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 6.49%–13.50% | Rates will vary depending on your credit score. |
Used Autos (10 Years Old & Older)
Members must maintain a balance of $100 as long as they have a loan with us. Loans based on collateral, credit worthiness, capacity to re-pay, and character. We can loan on cars which are 8 years old or newer and trucks as old as 15 years. Rates determined by the Board of Directors and vary depending on credit score. Terms based on age of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.49%–13.50% | Rates will vary depending on your credit score. |
Used Autos (2 Years Old)
Members must maintain a balance of $100 as long as they have a loan with us. Loans based on collateral, credit worthiness, capacity to re-pay, and character. We can loan on cars which are 8 years old or newer and trucks as old as 15 years. Rates determined by the Board of Directors and vary depending on credit score. Terms based on age of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 6.49%–13.50% | Rates will vary depending on your credit score. |
Used Autos (3 - 9 Years Old)
Members must maintain a balance of $100 as long as they have a loan with us. Loans based on collateral, credit worthiness, capacity to re-pay, and character. We can loan on cars which are 8 years old or newer and trucks as old as 15 years. Rates determined by the Board of Directors and vary depending on credit score. Terms based on age of vehicle.
| Terms | APR | Conditions |
|---|---|---|
| 42–60 months | 6.49%–13.50% | Rates will vary depending on your credit score. |
Who can join Subiaco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.